FIntech Moldova Survey August 23, 2021 First Name * Last Name * Email * Organization * Job Title / Role * Which sector do you represent? * Fintech Startup/Company Banking IT NGO/Association Alternative Payments Microfinance Insurance Consulting Legal Foreign Development Partner Telco Governmental Institution Other 1. What are the main areas we should focus on to help Fintech Ecosystem in Moldova grow? (select up to 2) * To develop a healthy Fintech Ecosystem we need to make incremental improvements in each of these areas. However, some areas may need special focus. Please tell us, which 2 areas, in your opinion are a priority for the Fintech Ecosystem in Moldova today. Education, Capacity Building, Innovation, and Entrepreneurship Cross-Industry Collaboration Financial Inclusion and Literacy International Relationships and access to Foreign Markets Regulatory Framework and Advocacy 2. Education, Capacity Building, Innovation, and Entrepreneurship (select up to 2) Which sub-fields should we focus on to develop Capacity Building, Innovation, and Entrepreneurship in the Fintech sector from Moldova? Fintech Education for Regulatory Entities Fintech Education for Workforce in IT and Finance Fintech Education for Entrepreneurs More Fintech Hackathons, Incubators, Accelerators Develop R&D and Financial Innovation 3. Cross-Industry Collaboration (select up to 2) Which sub-fields should we focus on to foster Cross-Industry Collaboration between Fintech and other sectors in Moldova? Facilitate cooperation between traditional finance incumbents and Fintech startups/companies Facilitate cooperation between finance and tech industries Facilitate cooperation between the public sector and innovative finance service/product providers 4. Financial Inclusion & Literacy (select up to 2) Which sub-fields should we focus on to improve the level of Financial Inclusion and Literacy in Moldova? Include Financial Literacy in School and University Curricula Develop Regional Programs for Financial Literacy and Inclusion Promote Cashless Society (Lobby for country-wide cashless adoption by private and public sectors) 5. International Relationships and access to Markets (select up to 3) Which sub-fields should we focus on to foster International Relationships and access to Foreign Markets for Moldovan Fintech companies and startups? Education Exchange Foreign Incubation and Acceleration Programs for Startups Access to Foreign Markets Best Practices from Abroad International Mentorship Strategic Partnerships 6. Regulatory Framework and Advocacy (select up to 3) Which sub-fields should we focus on to improve the Regulatory Framework for Fintechs in Moldova? Transpose PSD2 into Moldovan legislation (Open Banking) Advance equity-crowdfunding regulations Provide tax incentives to local and international Fintech investors Friendlier Remote Authentication and eKYC regulation Improve AML Laws Provide a Regulatory Guideline for Fintechs Launch an Innovation Hub or a Regulatory Sandbox 7. What are the biggest challenges, technical or otherwise met by your organization, if applicable? (select up to 6) What challenges is the organization, company, or startup you are working for dealing with today? Please pick up to 6, if applicable. Security issues and data privacy Access to data and API integration Compliance with government regulations Lack of tech expertise/talent Lack of UX expertise/talent Lack of Financial and/or Business expertise/talent Lack of Legal expertise/talent Growth issues and effective marketing to acquire customers Achieving Scale and Reach Accessing international markets User retention and user experience issues Trust issues (from customers) Find investment opportunities (as a startup/company) Find investment opportunities (as an investor) Find alternative funding sources (credit, grants, etc) Cooperation with other players (private or non-governmental institutions) Cooperation with other players (public, regulatory and governmental institutions) Lack of mentorship and help Other thoughts? Please let us know other ideas and opinions you may have about the Fintech Ecosystem in Moldova today. If you have a question, feel free to write it here, and we will try to get back to you via email soon. Time is Up! Time's up Share: Older Post Fintech Moldova Survey RO